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AI predicts XRP price as Ripple plans to buy $1 billion of crypto

An artificial intelligence (AI) model has issued several price forecasts for XRP after it emerged that Ripple is planning to establish a treasury for the cryptocurrency . Notably, Ripple aims to raise at least $1 billion through a special purpose acquisition company (SPAC) to fund the new XRP treasury, which will also be partially backed by its own holdings. The move represents one of Ripple’s most ambitious efforts to boost XRP’s liquidity and investor confidence, though the treasury’s size may influence sentiment more than it sparks an immediate price surge. XRP price prediction Regarding the potential impact on price, Finbold turned to OpenAI ChatGPT, which estimated that XRP could reach between $3.30 and $3.60 within the next 6 to 12 months if the treasury formation goes as planned and market sentiment remains supportive. Looking further ahead, the AI projects that in 12 to 24 months, assuming broader adoption and a favorable crypto bull cycle, XRP could climb to between $4 and $5. XRP price prediction. Source: ChatGPT However, the AI cautioned against overly bullish expectations, noting that a dramatic surge to $20 or higher would likely require major additional catalysts, such as ETF approvals, large-scale banking adoption, or significant regulatory breakthroughs. The prediction highlighted key factors that could shape XRP’s trajectory, including the speed of the SPAC’s formation, the transparency of treasury disclosures, and broader crypto market conditions. If the treasury buys XRP aggressively, ChatGPT warned that reduced liquidity could trigger short-term price spikes but also increase volatility risks. XRP price analysis Meanwhile, the outlook comes as XRP faces increased bearish sentiment, reflecting broader market trends. By press time, the token was trading at $2.39, having rallied about 4% in the past 24 hours, though it remains down 3.5% on the weekly timeframe. XRP seven-day price chart. Source: Finbold From a technical perspective, XRP is showing weakness below both its 50-day simple moving average ( SMA ) of $2.85 and its 200-day SMA of $2.62, signaling a sustained bearish trend. The short-term moving average sitting well above the current price suggests downward momentum remains strong, with buyers struggling to regain control. Meanwhile, the 14-day Relative Strength Index ( RSI ) at 30.25 indicates that XRP is hovering near oversold territory but still considered neutral, hinting that selling pressure may be easing slightly. Featured image via Shutterstock The post AI predicts XRP price as Ripple plans to buy $1 billion of crypto appeared first on Finbold . BitcoinSistemi

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Major Japanese Banks Plan Joint Stablecoin Rollout By Year-End – Report

Amid the global push for stablecoin adoption, recent reports claim that three major Japanese banks are preparing to issue a yen-pegged token for global settlements before the end of the year. Japanese Megabanks To Rollout Stablecoin This Year On Friday, news media outlet Nikkei Asia reported that Mitsubishi UFJ Financial Group (MUFG) Bank, Sumitomo Mitsui Banking Corp., and Mizuho Bank are preparing to jointly launch a stablecoin “to promote settlements made with pegged cryptocurrencies.” According to the report, the three major banks, which serve over 300,000 clients combined, plan to establish a framework for the stablecoin utilizing the system of Tokyo-based fintech company Progmat. Notably, MUFG launched the platform in 2023 to facilitate the issuance of bank-backed stablecoins after the enactment of a 2022 bill that prohibited non-banking institutions from issuing stablecoins. The megabanks are set to standardize their token for payments within the companies and between them. Japanese trading house Mitsubishi Corp., which has over 240 major operating companies under its umbrella, will be the first institution to use the soon-to-be-launched token for internal financial settlements. Nikkei noted that the company expects to reduce remittance fees and administrative burdens, both internally and externally, if the token becomes widely used. The banks will initially focus on a yen-pegged stablecoin, but plan to issue a USD-pegged version in the future. Additionally, they anticipate a rollout before the end of the year following a proof-of-concept trial. Regulatory Efforts Push Adoption In Asia The megabanks’ rollout plan comes as the sector gains significant momentum in Japan and Asia. In August, Japan’s Financial Services Agency (FSA) was preparing to approve the first yen-backed stablecoin this fall. Under Japan’s framework, only licensed money transfer companies, trust companies, and banks are allowed to issue the tokens. The token would be issued by Tokyo fintech company JPYC, which was in the process of registering as a money transfer company at the time. Additionally, it would be backed by Japanese yen reserves, including bank deposits and government debt. Noritaka Okabe, CEO of JPYC, asserted that yen-pegged stablecoins could boost Japan’s bond market, as issuers would increase demand for government bonds. He highlighted that Tether and Circle have become major buyers of US Treasuries, also noted by the US Treasury Secretary, Scott Bessent, in August. Meanwhile, Hong Kong has been working to establish itself as one of the leading crypto hubs worldwide, advancing crucial legislation to regulate the sector. Hong Kong’s Legislative Council passed the Stablecoin Ordinance in May, which was enacted on August 1, and is expected to issue the first batch of licenses at the start of next year. Similarly, South Korea has seen multiple bills related to the issuance and distribution of KRW-pegged stablecoins introduced in the National Assembly. The highly anticipated regulatory framework is expected to be released this quarter. In September, digital assets custodian BDACS and financial giant Woori Bank launched the first KRW-pegged stablecoin, KRW1. It’s worth noting that Japan emerged as the fastest-growing crypto market in the Asia-Pacific (APAC) region in 2025, according to Chainalysis. The report attributed the growth in the Japanese ecosystem to the favorable policy developments in recent years. As a result, Japan surpassed other leading nations, including India, South Korea, and Vietnam, in terms of on-chain value received, which grew by 120% in the 12 months leading to June 2025. BitcoinSistemi